==== dummy ====
  * Individuals can now contribute \$20,500 to their 401(k) plans in 2022. This limit used to be \$19,500 in 2020 and 2021. The announcement was made on 2021-11-04.
    * https://www.irs.gov/newsroom/irs-announces-401k-limit-increases-to-20500
  * IRS has raised the contribution limit for 401(k) and related plans to \$23,000 for 2024, up from \$22,500 in 2023.
    * https://www.barrons.com/amp/articles/401k-ira-retirement-contribution-limits-irs-31ceeacf
    * https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000
  * Individuals can contribute \$23,500 to their 401(k) plans in 2025. This limit used to be \$23,000 in 2024.
    * https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000

==== healthcare FSA limits ====
The following limits are effective as of January 1, 2025:
  * The 2025 pretax contribution limit for Health Care FSA is $3,300.
  * The 2025 maximum carryover amount is $660.

==== commuter benefits limits ====
The following limits are effective as of January 1, 2024:
  * The 2024 pretax contribution limit for transit is $315 per month.
  * The 2024 pretax contribution limit for parking is $315 per month.
The following limits are effective as of January 1, 2025:
  * The 2025 pretax contribution limit for transit is $325 per month.
  * The 2025 pretax contribution limit for parking is $325 per month.